Who we are

At Key Mortgage Corp, we believe homeownership is more than a transaction—it’s a foundation for stability, growth, and long-term wealth. Our company is built on decades of experience, deep community roots, and an unwavering commitment to treating every client like family.

Our story begins with a strong blend of real estate, mortgage expertise, and people-centered service. With backgrounds spanning real estate sales, accounting, and loan origination, our leadership has seen every side of the homeownership process. This unique perspective allows us to communicate clearly, anticipate challenges, and craft smart solutions designed around each client’s specific needs—whether purchasing a home, refinancing, or investing in real estate.

For more than 30 years, we’ve proudly served the Inland Northwest. After relocating to North Idaho in the early 1990s, We’ve continued to grow alongside the community, eventually establishing an independent mortgage brokerage dedicated to personalized service and transparent guidance. Today, licensed in Idaho and Washington, we pair local insight with broad lending knowledge to help clients navigate an evolving mortgage landscape with confidence and clarity.

People are at the center of everything we do. Our approach is rooted in listening first—understanding your goals, your concerns, and your dreams—so we can deliver solutions that truly fit your life. We advocate for you, communicate every step of the way, and work relentlessly to ensure your loan process is smooth, strategic, and stress-free.

Homeownership has been a wealth-building tool in our own lives, and we’re passionate about helping others experience the same opportunity. Whether you’re buying your first home, moving up, investing, or restructuring your financial future, we’re here to guide you with respect, transparency, insight, and resourcefulness.

At Key Mortgage Corp, you’re not just a client—you’re part of the family. We look forward to earning your trust and becoming your mortgage partner for life.

Our Team

Michael Ohlenkamp

With a vision for building something meaningful, Michael brings a blend of big-picture thinking and hands-on experience. This set the tone for everything we do.

Broker/Owner

Joel Botker

Focused, approachable, and driven by results, Joel is all about building strong relationships. Then help connect people to the right solutions—with clarity and care.

Broker/Owner
Processor

Karen Botker

With a background as a Realtor, Karen brings a unique, transaction-level perspective to every loan file. Her experience helps anticipate issues early and keep closings smooth, timely, and stress-free.

Contact us

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